Background

Loan Schemes

Main Banner

TYPES OF LOANS

  • Emergent Loan
  • Personal / Regular Loan
  • Loan Against Property
  • Loan Against Fixed Deposit

We provide Ordinary / Personal Loan and Loan Against Deposit.

EMERGENCY LOAN

Max. Up To ₹20,000/-

Download EL Form
Personal / Regular Loan

Max. Up To ₹25,000 - ₹2,00,000/-

Download RL Form
Loan Against Property

Max. Up To 90% of FD amount

Download LAP Form
Loan Against Fixed Deposit

Max. Up To ₹5,00,000/-

Download LFD Form

Loan Details & Requirements

INTEREST
  • 15% p.a. (1.25% p.m.) Reducing Balance.
  • 2% extra on loan against RD and FD.
CONDITIONS
  • Must be a Member of the society.
  • Share Money and CD min. 10% each in account.
  • 2 Guarantors (must be non-defaulter members).
DOCUMENTS REQUIRED
  • Photo ID (Aadhar, Voter, PAN etc.)
  • Address Proof (Water/Electricity Bill)
  • Income Proof (ITR, Salary Slip)
  • 2 CTS Cheques
  • 2 Passport Size Photos
  • Rent Agreement if applicable
LOAN TENURE & CHARGES
  • Max. 12 months (1 year)
  • 3% penalty on late payment
  • Processing charges applicable