Loan against fixed deposit is given in the form of an overdraft against your deposited amount. This is an alternative given to you instead of breaking the deposit prematurely.

• Max. Up to 90% of the Deposits.
• Max. Up to 80% in case of NSC.

Interest rate on the loan

Interest rate charged on the loan given on a fixed deposit is 14%.

Processing fees

No Processung fees.

Tenure and payment procedure
The maximum loan tenure offered for loan against fixed deposit is the term of the deposit itself. Where you pay EMI’s on a regular basis or as decided by the Society.


• Must be a Member of the society.
• Must produce the FD Certificate (in case of Loan against FD).
• Must produce the original documents in case of Loan against NSC.

For any Enquiry contact office.


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